Twenty-four years of underwriting the loans other lenders walk away from.

US Lending & Company was founded in 2002 to provide residential and commercial mortgages across California and beyond. We built the company on a simple premise: the lowest rate and closing cost we can responsibly offer, delivered with honesty, integrity and competence — and a willingness to work through the obstacles that make a loan hard to place anywhere else.

A mortgage isn't just a transaction to us. It's a partnership for life.

That standard is measured against four values we hold every file to: service, satisfaction, integrity and professionalism. We aim to make the loan process as easy and worry-free as it can be, and to keep the relationship past the closing table.