Commercial
Short-term commercial bridge and hard money up to 90% of loan-to-cost, underwritten on equity and capacity rather than a scorecard.
View Terms →Private & Bridge
Private Money & Bridge Loans
The leader in private money and bridge financing — approved in 24 hours, funded in five to seven days.
US Lending & Company is a leader in private money and bridge loans, with rates starting from 6.99%. We lend against luxury residential, commercial and apartment properties for borrowers who need certainty of close more than they need a bank's timeline.
The process is fast and straightforward by design: get approved in 24 hours, sign documents, and fund — all of it can happen in five to seven days from application.
Luxury ResidentialCommercialApartmentsBridge-to-Refinance
Indicative TermsPrivate Loans
Rate, from6.99%
Approval24 Hrs
Funding5–7 Days
PropertyRes. / Comm. / Apt.
Fast private capital against luxury residential, commercial and apartment collateral when certainty of close matters more than rate.
Rates and terms shown are indicative, subject to change without notice, and subject to underwriting approval. This is not a commitment to lend.
Why This Programme
How we underwrite it.
Certainty of close
A term sheet you can take to a seller, and a closing date we hold to.
Equity-led underwriting
We read the property and the exit first, then the file — not a credit score alone.
Bridge to a permanent exit
Structured so a refinance or sale can take us out cleanly, without a prepayment trap.
Loan Programs
Other programmes.
Construction
Ground-up and rehab capital to $75 million that converts to a permanent, low-interest loan when the build completes.
View Terms →Apartments
Bridge and value-add financing underwritten on in-place and projected NOI, occupancy and unit mix — not collateral alone.
View Terms →Approved in 24 hours.
Send us the file and we will read it the same day.