Terms of Use
The terms on which this website is made available.
Working draft
This is a working draft prepared alongside the website build. Have your compliance counsel review and finalise it before it is relied upon.
Informational purpose only
The content of this website is provided for general information. Nothing on it is an offer or a commitment to lend, a solicitation to buy or sell a security, or investment, legal, tax or accounting advice. No lender-borrower relationship is created by using this site or submitting a form.
Rates and terms
Rates, loan-to-value ratios, loan amounts, timelines and other terms shown are indicative only. They are subject to change without notice and to underwriting approval, property valuation, title review and applicable law. Actual terms are set out only in executed loan documents.
Licensing
US Lending & Company is licensed under NMLS #244778 and California DRE #01516868. Licence status can be verified independently through NMLS Consumer Access and the California Department of Real Estate public licence lookup, both linked in the footer of every page.
Equal housing
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, national origin, sex, familial status, disability, or any other protected characteristic.
Investor content
Information about trust deed investments is provided for general information to prospective investors. Trust deed investments are speculative and illiquid, are not insured or guaranteed by any government agency, and can lose value. Stated return ranges are targets, not guarantees. Consult your own investment, legal and tax advisors before investing.
Third-party links
This site links to third-party resources such as NMLS Consumer Access and the California DRE licence lookup. We do not control those sites and are not responsible for their content or privacy practices.
Intellectual property
The US Lending & Company name, logo and the content of this site are the property of US Lending & Company and may not be reproduced without permission.
Limitation of liability
This site is provided on an “as is” basis without warranties of any kind, to the fullest extent permitted by law. We are not liable for any loss arising from reliance on information published here.
Governing law
These terms are governed by the laws of the State of California.
Last updated 2026-08-30.